The best personal finance apps can vary depending on your specific financial goals and needs, but there are several popular and highly-rated options that offer a range of features to help you manage your money, budget, save, and invest. Here are some of the top personal finance apps:

1. Mint: Mint is a free budgeting and expense tracking app from Intuit. It connects to your bank accounts and credit cards to help you manage your finances, track your spending, set financial goals, and get a snapshot of your overall financial health.

2. YNAB (You Need A Budget): YNAB is a budgeting app that focuses on helping users give every dollar a job. It encourages users to allocate funds to specific categories and prioritize their spending. It also offers educational resources to improve financial literacy.

3. Personal Capital: Personal Capital is a free app that focuses on investment and retirement planning. It offers tools for tracking your net worth, managing your investments, and planning for retirement. There's also a paid advisory service for personalized financial planning.

4. EveryDollar: Created by Dave Ramsey, EveryDollar is a zero-based budgeting app that helps users create a monthly budget, track expenses, and save for future expenses and emergencies.

5. Acorns: Acorns is an investment app that rounds up your everyday purchases to the nearest dollar and invests the spare change. It's a micro-investing platform that can help you start investing with small amounts of money.

6. Wealthsimple: WS is a commission-free stock and cryptocurrency trading app. It's designed for users interested in investing in individual stocks, ETFs, and cryptocurrencies.

7. PocketGuard: PocketGuard helps you track and categorize your expenses, create a personalized budget, and analyze your financial trends. It provides a simple overview of your finances.

8. Tiller Money: Tiller Money is a budgeting and expense tracking tool that uses Google Sheets or Microsoft Excel to provide customizable financial planning and tracking. It's suitable for those who prefer a spreadsheet-based approach.

9. Goodbudget: Goodbudget is a digital envelope budgeting system that helps users allocate their income to specific spending categories, similar to the traditional envelope method.

10. Simplifi by Quicken: Simplifi is designed for simplifying your financial life. It helps you track expenses, set savings goals, and create a spending plan.

11. Wally: Wally is a budgeting app with a focus on tracking expenses. It offers insights into your spending habits and helps you understand where your money is going.

Please note that the landscape of personal finance apps is constantly evolving, and new apps may have emerged since my last update. Additionally, the availability and features of these apps can vary by region and may have changed over time, so Zown recommends checking the most recent reviews and features to determine which app best suits your needs.

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